London-headquartered fintech powerhouse Revolut is reportedly in advanced discussions to raise around $1 billion in fresh funding, potentially valuing the company at $65 billion, according to sources cited by the Financial Times.
If successful, this would mark a significant leap from Revolut’s $45 billion valuation during its last secondary share sale, further cementing its position as one of Europe’s leading digital finance platforms.
The new round is expected to comprise both newly issued shares and secondary stock sales, allowing early investors and employees to cash in alongside the capital injection. U.S. investment firm Greenoaks is said to be in talks to lead the round.
While Revolut has declined to comment on the development, the move comes on the back of the company’s remarkable financial performance. In April 2025, Revolut reported a more than twofold increase in pretax profits for the previous year, reaching £1.1 billion. It also announced plans to begin operating as a licensed UK bank in 2025, a significant step in its evolution from a neo-banking startup to a fully regulated financial institution.
Why This Matters
Revolut’s latest push underscores a growing investor appetite for large-scale fintechs with global reach and profitability. The firm’s expansion across banking, crypto, and financial services — combined with robust financials — has positioned it as a global challenger to traditional banks and a competitor to other fintech giants like Stripe and Klarna.
If the deal goes through, it would place Revolut among the most valuable private tech firms globally — and make it the highest-valued European fintech to date.
The Rise of Fintech Titans
At 365247, we see Revolut’s potential $65B valuation as a signal of renewed investor confidence in profitable fintechs after a cautious post-2021 market correction.
Here’s what this means for the market:
- Private equity is back, but more selective: Investors want scale, profitability, and regulatory credibility.
- Global expansion + local compliance = the winning formula: Revolut’s UK banking license could be a blueprint for other fintechs navigating the regulatory maze.
- Valuation isn’t just about hype anymore: Revenue growth and real-world traction are back in vogue.
IMAGE: WIRED
